⚓ When a Superintendent Boards Your Ship:
Why
One LOI Protects the Vessel — and the Other Only Protects Paper
Introduction:
A Quiet Risk Most Ships Carry 🚢
The
ship is alongside.
Cargo plans are exchanged.
Emails are flying between Owners, Charterers, agents, and surveyors.
Then
comes one simple line:
“Charterers
request a superintendent / supercargo to remain onboard.”
On
paper, it sounds routine.
In reality, it is one of the highest hidden risk moments in ship
operations.
Because
once a third party steps onboard — and stays — the ship becomes their
workplace, and Owners inherit the risk, whether they asked for it or
not.
This
article is not legal theory.
It is written from real shipboard experience, P&I claims exposure, and
operational lessons learned the hard way.
Let’s
talk about LOIs, not as documents — but as risk boundaries.
1️⃣ Big Picture First: Risk
Does Not Board With the Charterer ⚓
When
any third party — superintendent, supercargo, riding squad — boards and stays
onboard, the risk does not follow the request.
It stays firmly with the Owners and the vessel.
In
practical terms, this means:
- A slip on deck
becomes an Owner’s injury exposure
- A medical evacuation
becomes Owner’s deviation cost
- A PSC inspection
becomes Owner’s compliance headache
- A claim alleging
unsafe systems becomes Owner’s legal defence
And
here’s the uncomfortable truth many learn too late:
👉 An LOI does not stop a claim. It only
decides who pays — and how hard that payment will be to recover.
That
is why wording matters more than goodwill.
⚓
#ShipOperations #MaritimeRisk #PAndI #Seamanship #OwnerMindset
2️⃣ LOI-A: Charterers’ LOI —
Helpful, But Not Protective Enough 📄
At
first glance, the Charterers’ LOI looks reasonable.
It
usually says:
- “We request the
boarding”
- “We will indemnify
Owners”
- “English law
applies”
All
of this sounds comforting — until something goes wrong.
Because
what this LOI does not do is more important than what it does.
There
is:
- ❌ No personal
assumption of risk by the individual
- ❌ No protection if
Owners’ negligence is alleged
- ❌ No clear coverage
for deviation, medevac, or repatriation
- ❌ No requirement for
the person to carry personal insurance
In
real life, that means:
- The injured person
can still sue the Owners directly
- Courts may allow
claims to proceed despite the LOI
- Owners fight first,
recover later — if at all
In
simple shipping language:
LOI-A
reacts after damage is done. It does not prevent the damage from becoming an
Owner’s problem.
⚓
#CharterParty #OperationalRisk #ShippingReality #ClaimsExposure #ShipLife
3️⃣ LOI-B: Owners’ / P&I
LOI — Built From Claims Experience 🧭
The
Owners’ / P&I LOI feels stricter — and that is exactly why it works.
This
wording is not written in a boardroom.
It is written in response to injuries, deviations, court cases, and rejected
claims.
What
it does right:
- ✅ The individual accepts
all risks, including injury or death
- ✅ Owners are
protected even if negligence is alleged
- ✅ Deviation, medical,
and repatriation costs are covered
- ✅ Third-party claims
caused by the individual are included
- ✅ Personal insurance
is mandatory
- ✅ Safety compliance
is explicitly required
This
LOI does not wait for things to go wrong.
It closes doors before claims can enter.
In
simple terms:
LOI-B
does not just pay for trouble — it prevents trouble from attaching to the ship.
That
is why P&I Clubs insist on it.
Not because they are difficult — but because they have seen the consequences.
⚓
#PandI #ShipSafety #OwnerProtection #MaritimeLeadership #RiskManagement
4️⃣ Comparison in Plain
Language: What Really Protects the Ship 📊
Here
is the difference that matters at sea — not in emails:
- LOI-A acknowledges
responsibility
- LOI-B allocates
and contains risk
One
reacts.
The other prevents.
One
protects paperwork.
The other protects the vessel, crew, and Owners.
And
when something goes wrong — as shipping professionals know it eventually will —
only one of these will stand quietly and firmly in your defence.
⚓
#ShippingLessons #OperationalWisdom #MaritimeMentor #SeafarerMindset #ShipOps
5️⃣ Best Practice: What
Experienced Owners Quietly Insist On ⚓
From
real operations — not theory — the safest approach is clear:
- Owners should require
P&I-acceptable wording
- Charterers’ LOI, if
issued, should be supplementary
- Risk must be
addressed before boarding, not after injury
This
is not about mistrust.
It is about professional boundary setting.
Good
operations are not aggressive.
They are clear, calm, and prepared.
⚓
#BestPractice #ShipManagement #MaritimeExperience #OperationalDiscipline
#LeadershipAtSea
🧭 Final Thought
LOI-B
protects the ship.
LOI-A protects paperwork.
And
in shipping, when things go wrong, only one of those truly matters.
🤝 Call to Action
If
you’ve ever dealt with:
- A superintendent
onboard
- A last-minute LOI
debate
- P&I-driven
pushback
- Or an incident that
changed how you view “routine requests”
👉 Share your experience in the comments.
👉
Like and repost to help fellow seafarers and operators.
👉
Follow ShipOpsInsights with Dattaram for grounded, real-world
shipping wisdom — from someone who understands both the bridge and the
boardroom.
Because
shipping lessons are best learned before the claim arrives.
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